:root{--navy:#092d4d;--blue:#0b73b7;--teal:#16a6a1;--light:#f4f8fb;--text:#183247;--muted:#667b8b;--white:#fff}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.7}a{text-decoration:none}.wrap{max-width:980px;margin:auto;padding:0 22px}.site-header{border-bottom:1px solid #e2ebf0;background:rgba(255,255,255,.96);position:sticky;top:0;z-index:5}.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:850;color:var(--navy);line-height:1.1}.brand small{display:block;color:var(--blue);font-size:11px;letter-spacing:.06em;margin-top:5px}.back{color:var(--blue);font-weight:750}.hero{padding:72px 0 50px;background:linear-gradient(135deg,#f8fbfd,#eaf6f8)}.eyebrow{color:var(--blue);font-size:13px;font-weight:850;letter-spacing:.08em;text-transform:uppercase}.hero h1{font-size:46px;line-height:1.1;color:var(--navy);letter-spacing:-.025em;max-width:820px;margin:12px 0 18px}.hero p{font-size:19px;color:var(--muted);max-width:760px}.article{max-width:780px;margin:0 auto;padding:54px 22px 72px}.article h2{color:var(--navy);font-size:29px;line-height:1.2;margin:38px 0 12px}.article h3{color:var(--navy);font-size:21px;margin:28px 0 8px}.article p,.article li{color:#334f61}.article ul,.article ol{padding-left:24px}.article li{margin:8px 0}.callout{background:#edf7fb;border-left:4px solid var(--teal);border-radius:12px;padding:18px 20px;margin:26px 0}.cta{background:var(--navy);border-radius:20px;padding:28px;color:#fff;margin-top:40px}.cta h2{color:#fff;margin:0 0 8px}.cta p{color:#d6e4ed;margin:0 0 20px}.btn{display:inline-flex;background:#20b65a;color:#fff;padding:12px 18px;border-radius:11px;font-weight:800}.sources{font-size:13px;color:var(--muted);border-top:1px solid #e2ebf0;margin-top:40px;padding-top:20px}.sources a{color:var(--blue)}footer{background:#061f35;color:#bcd0dd;text-align:center;padding:28px 20px;font-size:13px}@media(max-width:700px){.hero{padding:48px 0 34px}.hero h1{font-size:35px}.nav{align-items:flex-start;padding-top:16px;padding-bottom:16px;flex-direction:column;gap:10px}}